Debra Murphree claims that Swaggert paid her $20 on many occasions for various sexual encounters. Swaggert's infamous "I have sinned" speech was the result of getting caught with Murphree.
On October 11, 1991, Swaggart was found in the company of a prostitute for a second time. He was pulled over by a police officer in Indio, California, for driving on the wrong side of the road. With him in the vehicle was a woman named Rosemary Garcia. According to Garcia, Swaggart had stopped to proposition her on the side of the road. She later told reporters, "He asked me for sex. I mean, that's why he stopped me. That's what I do. I'm a prostitute." This time, rather than confessing to his congregation, Swaggart told those at Family Worship Center that "The Lord told me it's flat none of your business." Swaggart's son Donnie then announced to the stunned audience that his father would be temporarily stepping down as head of Jimmy Swaggart Ministries for "a time of healing and counseling."